Posted in Workers Compensation on January 30, 2017
In South Carolina, most employers must carry a minimum amount of compensation to cover employees in the event of injury. Our state worker’s compensation laws apply to most full-time, part-time, and seasonal employees. An employer with four or more employees must pay for injuries if an employee cannot work for over seven days due to a workplace-related injury or illness.
After a workplace accident, many employees wonder about their benefits. Worker’s compensation insurance offers a variety of benefits to help injured workers cope with injuries or illnesses, but it does not fully compensate an employee for lost wages and income. Depending on the injury, length of time away from work, and the policy, an injured employee may receive compensation for:
To protect your right to obtain benefits through a worker’s compensation policy, always report on-the-job accidents to a supervisor and check back with him or her to ensure the company begins the worker’s compensation process.
In most worker’s compensation cases, an employee files the appropriate paperwork and begins receiving prompt payments for the duration of his or her absence. However, claims do not always go according to plan. An employer may fail to initiate the worker’s compensation process. A worker’s compensation insurer may deny or delay coverage. After receiving approval, an injured worker may not receive regular payments to support his or her needs during recovery. In any of the above situations, an employee may need support from a worker’s compensation attorney.
An attorney can help his or her clients from the beginning of the claims process. Worker’s compensation coverage often requires detailed paperwork. One error or omission could delay compensation for weeks or months at a time. Attorneys understand the timeframe for submission as well as the content needed. You can count on an attorney to guide you through the submission process from your first claim until you last appeal.
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